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The primary revenue source is commissions from Telcos which ranges from 2%(for large & Established operators) to as high as 5% (for new & small operators). This again depends on whether you are directly connected to the Telco's recharge platform or are using an Aggregator (like Oxigen, Euronet, Cyberplat). The margins would be lower in case of the latter.
Since the large operators contribute to the bulk of the txn volume, the average commission earned per txn would typically be in the 2.5-3% range.
The average payment gateway charges are typically in the 1.8-2% range (will be lower now after the recent 1% cap on debit card MDR by RBI).
The net revenue per txn would therefore be around 0.5-1%. And that's the revenue (not profit) a recharge site makes.
Since the large operators contribute to the bulk of the txn volume, the average commission earned per txn would typically be in the 2.5-3% range.
The average payment gateway charges are typically in the 1.8-2% range (will be lower now after the recent 1% cap on debit card MDR by RBI).
The net revenue per txn would therefore be around 0.5-1%. And that's the revenue (not profit) a recharge site makes.
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